Effective Date: 8th October 2025
Entity: HOLDXB Trading FZCO, Dubai Silicon Oasis – DDP Building A2, Dubai, United Arab Emirates ("HOLDXB," "we," "our," or "us")
Products: The Anxiety Checklist website (www.anxietychecklist.com) (the "Website" ), mobile and web applications (the "Apps"), and any related content, products, and services we provide (collectively, the "Products").
Contact:
By using the Products, placing an order, or creating an account, you agree to these Terms & Conditions ("Terms"). If you do not agree, do not use the Products.
These Terms govern your access to and use of the Products. We may update the Products (including content, features, and availability) at our sole discretion.
Amicable Resolution: If a dispute arises, the parties will use commercially reasonable efforts to resolve it in good faith within sixty (60) days.
Arbitration: If not resolved, the dispute shall be finally settled by arbitration under the Rules of the Dubai International Arbitration Centre (DIAC).
Equitable Relief: You acknowledge that breach of these Terms may cause irreparable harm to HOLDXB. We may seek immediate injunctive or equitable relief in any court of competent jurisdiction, in addition to other remedies.
Time Limit: No action arising out of or in connection with these Terms may be brought by you more than twelve (12) months after the event giving rise to the claim.
We may update these Terms at any time. Updates are effective upon posting on anxietychecklist.com. Your continued use constitutes acceptance. We may also notify you by in-app notice or email.
You may register free of charge by providing an email and creating a password. You are responsible for keeping your credentials secure.
Maintain the confidentiality of your account and ensure your information remains accurate and up to date.
You must be 18+ (or the age of majority in your jurisdiction) to create an account. Individuals under 18 may use the Products only with the involvement and consent of a parent or legal guardian under that adult's account.
Members may access additional sections and features. By registering, you consent to receive service, survey, and occasional marketing emails (you may unsubscribe from marketing at any time).
See the Website and App Store/Play Store listings for minimum device/OS versions and other requirements.
If you access via an employer, university, or community program, additional terms may apply. If those conflict with these Terms, these Terms control unless expressly stated otherwise.
We may change subscription pricing or introduce new fees with at least 30 days' notice (via email or in-app). If you disagree, you may cancel before the change takes effect.
You may cancel at any time as described above. Paid fees are generally non-refundable except where required by law or by App Store/Google Play policies. For in-app purchases, Apple's or Google's refund policy applies. If you need help, contact [email protected].
We may suspend or terminate your access immediately for fraud, misuse, or material breach (e.g., unauthorized copying of content).
Promo codes/offers are not combinable and typically apply only to the initial term unless stated otherwise. Corporate/Community subscriptions are excluded unless explicitly permitted.
You agree not to: (a) introduce malware; (b) interfere with servers or networks; (c) access the Products unlawfully; (d) impersonate others; (e) use the Products for illegal, harmful, or offensive purposes; (f) scrape or automate access without permission; (g) probe or test security without authorization.
All software, text, audio, video, graphics, interfaces, and other materials in the Products are owned by HOLDXB or our licensors and are protected by applicable laws. Except for a limited license to use the Products, no ownership rights transfer to you.
Except where expressly allowed (e.g., clearly marked "shareable" items), you may not download, copy, reproduce, distribute, perform, display, sell, license, or create derivative works from our content without prior written permission.
We aim to provide excellent service but do not guarantee the Products will be error-free or uninterrupted. Report issues to [email protected]. Access may be suspended for maintenance or updates. We do not guarantee therapeutic outcomes (see Medical Disclaimer).
You may submit content (e.g., posts, photos) ("User Material"). You represent and warrant you have rights to your submissions and that they are lawful, respectful, and non-infringing. We may remove content that violates these Terms.
By submitting User Material or other feedback/ideas ("Submissions"), you grant HOLDXB a perpetual, worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, display, distribute, and create derivative works in any media, with the right to sublicense, without compensation to you.
We may link to third-party sites/services for convenience; we are not responsible for them. You may link to our homepage in a fair, legal manner that does not imply endorsement. Framing or deep-linking requires prior written permission.
Information in the Products is for general information and educational purposes only and may not be complete, current, or tailored to you. You use the Products at your own risk.
Subject to these Terms and payment of applicable fees, HOLDXB grants you a limited, revocable, non-exclusive,non-transferable license to use the Products for personal, non-commercial purposes. You may not reverse engineer, decompile, modify, rent, lease, sublicense, or circumvent any access or territorial controls.
We respect intellectual property rights and require users to do the same. You may not post or transmit content that infringes third-party rights.
If you believe content on the Products infringes your U.S. copyright, send a DMCA Notice to our designated agent:
Your notice must include: (a) your physical/electronic signature; (b) identification of the copyrighted work; (c) identification of the allegedly infringing material and its location; (d) your contact details; (e) a good-faith statement that use is not authorized; and (f) a statement under penalty of perjury that your notice is accurate and you are the owner or authorized agent.
We will promptly remove or disable access to allegedly infringing material consistent with the DMCA and may terminate repeat infringers.
If you are located in the UAE or assert rights under UAE Federal Law No. 38 of 2021 on Copyright and Neighboring Rights (as amended), send a takedown request to [email protected] including:
(a) your identity and authority; (b) description of the copyrighted work; (c) specific URL/location of the material; (d) a statement of rights ownership and good-faith belief of unauthorized use; (e) requested action; and (f) supporting evidence. We will review and respond consistent with UAE law.
If you downloaded the App from Apple's App Store, the following apply (the "Apple Terms"):
For Google Play, your purchase and use are additionally subject to Google Play Terms of Service and Google Play Refund Policy.
You agree to defend, indemnify, and hold harmless HOLDXB and its directors, officers, employees, contractors, agents, partners, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your: (a) access to or use of the Products; (b) User Material/Submissions; (c) breach of these Terms or applicable law.
To the maximum extent permitted by law, HOLDXB and its affiliates, suppliers, clients, and licensors will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits/revenue, data loss, or business interruption, arising out of or related to your use of (or inability to use) the Products, even if advised of the possibility. In no event will our total aggregate liability to you for all claims exceed the amount you paid to HOLDXB for the Products in the twelve (12) months preceding the claim (or USD $100 if you have not paid any amounts).
By using the Products, you agree to transact electronically. We may send notices by email, in-app messages, or posting on the Website. You may request paper copies by emailing [email protected] (a service charge may apply where permitted by law).
Notices to us:
HOLDXB Trading FZCO – Legal Department
Your use of the Products is subject to our Privacy Policy, available at www.anxietychecklist.com/privacy (or in-app).
Where required, we will obtain your consent for processing and international transfers.
You agree to comply with all applicable export control and sanctions laws and not to use, export, or re-export the Products in violation of such laws.
We are not liable for any delay or failure to perform due to causes beyond our reasonable control, including acts of God, war, terrorism, labor disputes, internet/telecom failures, power outages, or governmental actions.
These Terms and any non-arbitrable disputes are governed by the laws of the Emirate of Dubai and the federal laws of the United Arab Emirates, without regard to conflict-of-laws principles. Subject to Section 1.2 (Arbitration), the courts of Dubai, UAE (including the DIFC Courts where applicable) shall have exclusive jurisdiction.