Terms of use

Last Updated: 5 March 2026

Application Provider / Entity: HOLDXB Trading FZCO, Dubai Silicon Oasis – DDP Building A2, Dubai, United Arab Emirates ("HOLDXB," "we," "our," "us") doing business as Anxiety Checklist

Products:Anxiety Checklist website (www.anxietychecklist.com ) ( the "Website"), mobile apps, web apps, and related content and services (collectively, the “Products”).

Contact:

By downloading, accessing, or using the Products, you agree to these Terms of Use and this EULA (the “Terms”). If you do not agree, do not use the Products.

1. Relationship to Apple Standard EULA

Apps made available through the App Store are licensed, not sold. Your license to the Anxiety Checklist app is subject to your prior acceptance of either (a) Apple’s Licensed Application End User License Agreement (“Standard EULA”), or (b) a custom end user license agreement between you and the application provider (“Custom EULA”), if provided.

This document is our Custom EULA and Terms.

For avoidance of doubt:

Any rights not expressly granted to you are reserved by the licensor.

2. Scope of License

Subject to these Terms, HOLDXB grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to download and use the Anxiety Checklist app (the “Licensed Application”) on any Apple-branded products that you own or control, and as permitted by Apple’s Usage Rules and the App Store Terms.

You may not:

Upgrades and updates are covered by these Terms unless accompanied by a new custom license.

3. Service Description and Medical Disclaimer

Anxiety Checklist provides educational and self-help tools that may include CBT journaling, grounding exercises, affirmations, hypnosis and meditation content, sleep and walking tools, belief experiments, and exposure therapy exercises, plus educational masterclasses.

Not medical advice: The Products do not provide medical advice, diagnosis, or treatment and are not a medical device. Always seek advice from qualified professionals for medical or mental health concerns.

Not for emergencies: If you are in danger or think you may harm yourself or others, contact local emergency services immediately.

No guaranteed outcomes: We do not guarantee any specific therapeutic result.

4. Accounts, Eligibility, and Minors

You may be required to create an account. You are responsible for maintaining the confidentiality of credentials and for activity on your account.

You must be 18+ (or the age of majority in your jurisdiction) to create an account. Users under 18 may use the Products only with a parent or legal guardian’s involvement and consent under that adult’s account.

5. Subscriptions, Free Trial, and Billing (Auto-Renewable)

The app offers auto-renewable subscriptions through Apple In-App Purchases (and may also be offered via other platforms subject to their rules).

5.1 Subscription Plans

Option 1: Monthly Plan

Option 2: Yearly Plan

5.2 7-Day Free Trial

Both plans start with a 7-day free trial (if available to you).

During the free trial, you receive access to:

Masterclasses access timing:

Access to CBT Masterclass and PanicFree Masterclass begins only after the free trial ends and the first payment is successfully charged.

5.3 Auto-Renewal and Charges

Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period.

Your Apple ID account will be charged:

Masterclasses access timing:

Access to CBT Masterclass and PanicFree Masterclass begins only after the free trial ends and the first payment is successfully charged.

5.4 Managing and Cancelling

You can manage or cancel subscriptions in your Apple account settings:

Settings → Apple ID → Subscriptions

Apple support page: https://support.apple.com/en-us/HT202039

Cancellation takes effect at the end of the current billing period.

5.5 Refunds

Fees are generally non-refundable, except where required by law or where Apple’s policies provide otherwise. For purchases made through Apple, Apple’s refund and billing policies apply.

5.6 Price Changes

We may change subscription prices in accordance with App Store rules and applicable law. Where required, we will provide notice via in-app messaging, email, or platform notifications.

6. Consent to Use of Data

You agree that HOLDXB may collect and use technical data and related information, including information about your device, system, and app software, gathered periodically to facilitate software updates, product support, and other services related to the app.

We may use data in a form that does not personally identify you to improve products and services.

Your use of the Products is also governed by our Privacy Policy:

https://anxietychecklist.com/privacy-policy

7. External Services and Third-Party Links

The Licensed Application may enable access to our services and third-party services or websites (“External Services”). You agree to use External Services at your sole risk.

We are not responsible for third-party External Services content, accuracy, availability, or legality. External Services may change or become unavailable without notice.

8. Prohibited Uses

You agree not to:

We may suspend or terminate access for misuse, fraud, or material breach.

9. Intellectual Property

All software, text, audio, video, graphics, interfaces, and materials in the Products are owned by HOLDXB or its licensors and protected by law.

Except for the limited license granted above, no ownership rights transfer to you.

10. User Material and Feedback

If you submit content or feedback, you represent you have rights to submit it and that it is lawful.

By submitting user material or feedback, you grant HOLDXB a perpetual, worldwide, non-exclusive, royalty-free license to use, reproduce, modify, distribute, display, and create derivative works from it, including for product improvement and marketing, with the right to sublicense, without compensation to you.

11. Termination

These Terms are effective until terminated by you or us.

Your rights terminate automatically if you fail to comply with these Terms. On termination, you must stop using the Licensed Application and delete it.

12. NO WARRANTY

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE PRODUCTS AND LICENSED APPLICATION IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, QUIET ENJOYMENT, AND NON-INFRINGEMENT.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL HOLDXB OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA LOSS, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE PRODUCTS.

14. Export and Sanctions Compliance

You may not use or export the Licensed Application except as authorized by applicable export laws. You represent you are not located in an embargoed country and are not on restricted party lists.

You agree not to use the Products for purposes prohibited by applicable law.

15. U.S. Government End Users

The Licensed Application and documentation are “Commercial Items” and licensed to U.S.Government end users only as commercial items with the same rights granted to other end users.

16. Copyright and Takedown (DMCA and UAE)

If you believe content infringes your copyright:

DMCA (U.S.): [email protected]

Include the required DMCA elements (signature, identification of work, location, contact, good faith statement, and accuracy statement under penalty of perjury).

UAE copyright takedown: [email protected]

Include identity, authority, description, location, rights statement, requested action, and supporting evidence.

We may remove content and terminate repeat infringers.

17. Dispute Resolution, Arbitration, and Time Limit

17.1 Amicable Resolution

If a dispute arises, both parties will attempt in good faith to resolve it within 60 days.

17.2 Arbitration (DIAC)

If not resolved, the dispute shall be finally settled by arbitration under the Dubai International Arbitration Centre (DIAC) Rules.

17.3 Equitable Relief

You acknowledge a breach may cause irreparable harm to HOLDXB. We may seek injunctive or equitable relief in any court of competent jurisdiction.

17.4 Time Limit

No action arising out of these Terms may be brought by you more than 12 months after the event giving rise to the claim.

18. Governing Law

These Terms are governed by the laws of the Emirate of Dubai and the federal laws of the UAE, without regard to conflict-of-laws principles, subject to the arbitration clause above.

19. Apple App Store Addendum

If you downloaded the app from Apple’s App Store:

20. Changes to Terms

We may update these Terms at any time. Updates are effective upon posting on our website or within the app. Continued use constitutes acceptance.

21. Contact

HOLDXB Trading FZCO

Dubai Silicon Oasis – DDP Building A2, Dubai, United Arab Emirates

Questions? Chat with us